The "135 good2go auto insurance code" typically refers to a state-specific identification number used by Department of Motor Vehicles (DMV) offices or insurance regulators to identify the specific carrier underwriting a Good2Go policy. While often confused with NAIC codes, these three-digit identifiers are essential for vehicle registration, insurance verification, and filing SR-22 forms.
Understanding Insurance Company Codes in 2026
When you interact with state agencies regarding your auto insurance, you are frequently asked for a "company code." In the world of insurance, these codes are the primary way government systems verify that your vehicle is adequately covered according to state laws. For policyholders under the Good2Go brand, finding the correct code can be slightly more complex than it is for customers of single-entity carriers.
It is vital to understand that Good2Go Auto Insurance is not a single insurance company but a brand and agency that facilitates coverage through several different underlying carriers. Because each of these carriers is a separate legal entity, they each possess their own unique identification codes. The "135" code is a frequent point of inquiry, though its application depends heavily on the specific state and the underwriter listed on your policy declarations page.
NAIC vs. State-Specific DMV Codes
There are two primary types of codes you might encounter when dealing with Good2Go or any other insurer:
- NAIC Codes: These are five-digit numbers assigned by the National Association of Insurance Commissioners. They are used nationally by regulators and financial analysts to track the financial health and licensing of insurance companies.
- DMV/MVA Codes: These are typically three-digit codes (like 135) assigned by individual state departments, such as the New York DMV or the Maryland MVA. These codes are used for local administrative tasks, such as renewing a vehicle registration or proving financial responsibility after a lapse in coverage.
In 2026, most state systems have migrated to digital verification, but the requirement for manual entry of these codes remains a staple of many paper and online forms.
The Role of Good2Go Underwriters
Because Good2Go operates as an agency and a marketing brand, the "135 good2go auto insurance code" may not apply to every customer. Your specific code is tied to the underwriting company named on your insurance ID card. Good2Go frequently partners with several carriers specializing in "non-standard" or high-risk auto insurance.
Common underwriters associated with Good2Go include:
- American Independent Insurance Company
- Personal Service Insurance Co.
- Omni Insurance Company
- Omni Indemnity Company
If you are looking for code 135, it is likely you are filing paperwork in a state that utilizes three-digit identifiers. However, a common point of confusion arises because 135 is historically the identifier for Permanent General Assurance Corporation (commonly known as "The General") in certain jurisdictions like Maryland. Since both Good2Go and The General occupy the same market niche—providing coverage to high-risk drivers—it is easy for policyholders to conflate the two.
Finding Your Specific Good2Go Code
To ensure your registration or SR-22 filing is not rejected, you must verify the exact code for your specific underwriter. Using an incorrect code, even if it is associated with a similar high-risk carrier, can result in a "no insurance" flag on your driving record, potentially leading to fines or license suspension.
Step 1: Check Your Insurance ID Card
Your digital or paper insurance ID card is the most reliable source for your company code. In 2026, most ID cards issued through the Good2Go mobile app or website explicitly list the NAIC number and, if applicable, the State DMV code in the top or bottom corner.
Step 2: Review Your Declarations Page
The "Dec Page" is the part of your policy that lists your coverage limits, premiums, and the legal name of the insurance company. Look for the "Underwritten by" section. Once you have the name of the actual carrier (e.g., American Independent), you can look up the specific code for your state.
Step 3: Use the State DMV Search
Most state DMV websites provide a searchable database of insurance company codes. For example, the New York DMV and the Maryland MVA maintain updated lists.
Common Good2Go Underwriter Codes
While "135" is a specific search term, it is often not the correct code for Good2Go policyholders in many states. Below is a comparison of common codes used by the carriers that Good2Go represents.
| Underwriting Company | NAIC Code | Common State 3-Digit Code (Example) | Primary Region |
|---|---|---|---|
| American Independent | 10074 | 564 (NY) | Northeast / Mid-Atlantic |
| Personal Service Insurance | 12017 | 258 (NJ) | Midwest / East Coast |
| Omni Insurance Company | 39098 | 452 (GA) | South / Southeast |
| Omni Indemnity Company | 10075 | 453 (FL) | South / National |
| Permanent General (The General) | 13706 | 135 (MD) | National (Competitor) |
Note: Table data is based on standard regulatory filings as of 2026. Always verify with your specific state agency.
Why the "135" Code Matters for SR-22 Filings
Many Good2Go customers require an SR-22 or FR-44 certificate. These are not insurance policies but rather "Certificates of Financial Responsibility" filed by your insurance company with the state to prove you carry the minimum required liability insurance.
If you are a high-risk driver (perhaps due to a DUI, multiple at-fault accidents, or driving without insurance), the state uses the insurance company code to link your SR-22 directly to your driver's license number. If you provide the "135" code when your actual underwriter is American Independent (Code 564 in NY, for example), the state’s automated system will fail to find a matching policy. This failure can trigger an automatic suspension of your driving privileges because the system assumes you have failed to maintain the required filing.
Troubleshooting Incorrect Insurance Codes
In 2026, the integration between insurance carriers and state databases is faster than ever. However, errors still occur. If your "135" or other insurance code is rejected during a registration renewal or an SR-22 audit, follow these steps:
- Verify the Underwriter: Confirm that Good2Go hasn't moved your policy to a different underwriter during a renewal. This is common in the non-standard market as carriers adjust their risk appetites.
- Confirm the Jurisdiction: Ensure the code you are using is for the state where the vehicle is registered. A Maryland MVA code will not work for a New Jersey registration.
- Contact Good2Go Customer Service: Good2Go's specialized agents are trained to provide the specific DMV and NAIC codes required for your paperwork. They can also issue an "Evidence of Insurance" letter that includes all necessary identifiers.
- Check for Typographical Errors: Many insurance codes are similar. Ensure you haven't swapped numbers (e.g., 135 vs. 153).
The Importance of Accuracy in High-Risk Insurance
The "135" code confusion highlights a broader challenge in the insurance industry: the gap between marketing brands and legal entities. For drivers who rely on companies like Good2Go to stay legal on the road, administrative accuracy is just as important as paying the premium.
In the current 2026 regulatory environment, insurance companies are required to report lapses in coverage to the state within 24 to 48 hours. When you are using a specific company code to prove you are covered, that code serves as a digital handshake between your insurer and the government. If that handshake fails due to an incorrect code, the consequences—impoundment of the vehicle, hefty reinstatement fees, and increased premiums—can be severe.
Frequently Asked Questions
Is "135" the NAIC code for Good2Go?
No, 135 is not an NAIC code. NAIC codes are five digits long. For example, American Independent, a company Good2Go often uses, has the NAIC code 10074. The "135" identifier is typically a three-digit state-specific code used by agencies like the Maryland MVA for carriers like Permanent General (The General), not Good2Go.
Where can I find the 3-digit code for my Good2Go policy?
The best place to find this code is on your official Insurance Identification Card. Look for a box labeled "Company Code," "Agency Code," or "DMV Code." If it is not there, check your policy's "Declarations Page" for the name of the underwriting company and search that company's name on your state's DMV website.
What happens if I use the wrong insurance code on my registration?
Using the wrong code will cause the state's verification system to reject your insurance information. This usually results in a notice from the DMV requesting proof of insurance. If not corrected, the state may suspend your vehicle registration or driver’s license, even if you are actually paying for a valid policy.
Does Good2Go provide the 135 code for SR-22 filings?
Good2Go will provide the specific code for whichever underwriter is carrying your policy. If your policy is through a carrier that uses code 135 in your state, they will provide it. However, you should never guess the code; always use the one provided on your filing documents or by a Good2Go representative.
Can I change my insurance code?
No, insurance codes are assigned by state regulators and the NAIC to the insurance companies themselves. You cannot change the code. If the code you have is being rejected, it is either because you are using the wrong one for your carrier or the carrier is not licensed to provide the specific filing (like an SR-22) in your state.
Is Good2Go the same as The General?
No, they are separate and competing brands. However, because both specialize in non-standard auto insurance and sometimes operate in the same states, their codes and services are often confused by consumers. If your insurance is through The General, you might use code 135 in some states; if you are with Good2Go, your code will likely be different.
Final Recommendation
When dealing with the "135 good2go auto insurance code," your most important action is to verify the name of your actual underwriter. Do not rely on generic codes found online, as these are often state-specific and can change based on the underlying carrier. Open your Good2Go mobile app or look at your most recent insurance ID card to find the exact three-digit or five-digit code required for your state. If you are still unsure, call the Good2Go customer service line at 1-800-776-2322 to request the specific carrier code for your jurisdiction to ensure your vehicle remains legally registered and protected.
